Important Notice

We are a third-party marketing service that connects consumers with insurance providers. We do not sell insurance directly. Your information is shared with licensed insurance companies and agents who may contact you with quotes and coverage options.

1. Introduction

Welcome to insurancequotes.autos ("we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website and services.

We operate as a third-party lead generation and marketing service in the auto insurance industry. We do not underwrite, sell, or service insurance policies directly. Instead, we connect consumers with licensed insurance providers, agents, and brokers who can provide competitive quotes and coverage options.

By using our website and submitting your information, you consent to the practices described in this Privacy Policy.

2. Information We Collect

2.1 Personal Information You Provide

When you request insurance quotes or contact us, we may collect the following types of personal information:

  • Contact Information: Name, email address, phone number, mailing address, ZIP code
  • Demographic Information: Age, date of birth, gender, marital status
  • Vehicle Information: Vehicle make, model, year, VIN number, current insurance status
  • Driver Information: Driver's license number, driving history, accident history, traffic violations
  • Insurance History: Current coverage details, claim history, previous insurance carriers
  • Financial Information: Credit score range (if applicable), homeownership status

2.2 Information Collected Automatically

When you visit our website, we automatically collect certain information, including:

  • IP address and device identifiers
  • Browser type and version
  • Operating system
  • Pages visited and time spent on pages
  • Referring website addresses
  • Clickstream data

2.3 Information from Third Parties

We may receive additional information about you from third-party sources, including:

  • Data aggregators and marketing partners
  • Public databases and records
  • Social media platforms
  • Credit reporting agencies (with your consent)

3. How We Use Your Information

We use your personal information for the following purposes:

  • Quote Generation: To connect you with insurance providers and generate personalized insurance quotes
  • Lead Distribution: To share your information with our network of licensed insurance companies, agents, and brokers
  • Communication: To contact you via phone, email, or SMS regarding your quote request and insurance options
  • Service Improvement: To analyze and improve our website functionality and user experience
  • Marketing: To send you promotional offers, newsletters, and insurance-related information (with your consent)
  • Legal Compliance: To comply with applicable laws, regulations, and legal processes
  • Fraud Prevention: To detect, prevent, and investigate fraudulent or unauthorized activities

4. Information Sharing and Disclosure

4.1 Insurance Providers and Partners

Important: When you submit a quote request, we share your information with multiple insurance companies, agents, and brokers who may contact you directly to provide quotes and discuss coverage options. These third parties are independent entities and have their own privacy policies.

4.2 Third-Party Service Providers

We may share your information with service providers who assist us with:

  • Website hosting and maintenance
  • Data analytics and processing
  • Customer support services
  • Email and SMS delivery services
  • Payment processing
  • Marketing and advertising services

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.

4.4 Legal Requirements

We may disclose your information when required by law, court order, or to:

  • Comply with legal obligations
  • Protect our rights and property
  • Prevent fraud or illegal activities
  • Protect the safety of our users or the public

5. Third-Party Marketing Services

We Are Not an Insurance Company: We operate solely as a marketing and lead generation service. We do not:

  • Sell, underwrite, or issue insurance policies
  • Provide insurance advice or recommendations
  • Handle claims or policy servicing
  • Act as an insurance agent or broker

Our Role: We facilitate connections between consumers seeking insurance and licensed insurance providers. When you submit your information, you authorize us to share it with our network of insurance partners who will contact you with quotes.

Multiple Contacts: By submitting your information, you may receive communications from multiple insurance companies. The number of contacts may vary based on your location and insurance needs.

6. Your Privacy Rights

6.1 Access and Correction

You have the right to access and update your personal information. Contact us to request access or corrections to your data.

6.2 Opt-Out Rights

You may opt out of receiving marketing communications by:

Note: Opting out of our communications does not opt you out of communications from insurance providers to whom we have already shared your information.

6.3 Do Not Sell My Personal Information

Under certain state laws, you may have the right to opt out of the "sale" of your personal information. To exercise this right, please contact us using the information provided in Section 13.

7. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

7.1 Right to Know

You have the right to request disclosure of the categories and specific pieces of personal information we have collected about you.

7.2 Right to Delete

You have the right to request deletion of your personal information, subject to certain exceptions.

7.3 Right to Opt-Out

You have the right to opt out of the sale of your personal information. We share personal information with insurance providers, which may constitute a "sale" under CCPA.

7.4 Right to Non-Discrimination

You have the right to exercise your privacy rights without receiving discriminatory treatment.

7.5 Authorized Agent

You may designate an authorized agent to make requests on your behalf. We may require verification of the agent's authorization.

To exercise your California privacy rights, email us at: contact@insurancequotes.autos or call +1 (202) 992-2045.

8. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

  • SSL/TLS encryption for data transmission
  • Secure server infrastructure
  • Access controls and authentication
  • Regular security assessments

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete such information.

10. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and user behavior
  • Deliver targeted advertising
  • Measure marketing campaign effectiveness

10.1 Types of Cookies We Use

  • Essential Cookies: Required for website functionality
  • Analytics Cookies: Help us understand how visitors use our site
  • Marketing Cookies: Used to deliver relevant advertisements

10.2 Managing Cookies

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

11. Do Not Track Signals

Our website does not currently respond to "Do Not Track" (DNT) signals from web browsers. We continue to collect information as described in this Privacy Policy regardless of DNT settings.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date.

Significant changes will be communicated via email or prominent notice on our website. Your continued use of our services after such changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Privacy Contact Information

Email: contact@insurancequotes.autos

Phone: +1 (202) 992-2045 (Mon-Fri, 8am-8pm EST)

Mail:
insurancequotes.autos Privacy Office
125 Main Street
Manchester, NH 03102
United States

Response Time: We will respond to your privacy requests within 30 days.


Consent and Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to this Privacy Policy. You consent to the collection, use, and sharing of your personal information as described herein, including the sharing of your information with third-party insurance providers who may contact you directly.